Heat large skillet over medium heat and add ground beef, breaking apart to cook. Add chili powder, garlic powder, onion powder, crushed red pepper flakes, dried oregano, cumin, salt, and pepper to skillet and mix well with beef. Cook until no longer pink, approximately 10 minutes.
Pre heat broiler to high with oven rack approximately 8 inches from the heat source.
Line a baking sheet with parchment paper. Arrange chips on baking sheet. Spoon beef mixture over chips. Top with cheese, beans, salsa, scallions, and pepper.
Place baking sheet in oven and broil until warm and golden brown, approximately 2-4 minutes.
Garnish with avocado, sour cream, and cilantro.